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MAYOR'S BRAGGING
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mikechristine1
August 23, 2015, 4:18pm Report to Moderator
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Excerpt from the Gazette yesterday


Quoted Text
Schenectady Mayor Gary McCarthy announced the home sale figures during a news conference Friday morning outside a Helderberg Avenue house that was recently sold to a Schenectady resident.  

“Improving home occupancy rates helps improve our neighborhoods,” McCarthy     said. “The HOMES program helps to improve quality of life in the city.”  

The two-family residence at 955 Helderberg Ave. was recently sold to Everado Sosa-Mendoza through the city’s Home Ownership Made Easy in Schenectady program, which provides assistance to first-time homebuyers.  

Sosa-Mendoza, who runs a Mexican grocery store and restaurant called La Mexicana on State Street, will be moving into the home soon with his wife and four children. They now live on Crane Street.  
  
Sosa-Mendoza said the process of purchasing the home was easy with the help of Realtor Vicki Fobare, of Sterling Homes, who is a partner of the HOMES program.  

“It was simple and I chose the house,” he said. “I think this is a much better area because it is close to Rotterdam. It’s good, I’m happy.”  

He added that the house, assessed at $100,900, needs some repairs that will probably take about six weeks. Then he and his family will be ready to move in.




First time homebuyers ??????????????????????????????????


Obviously the mayor and his cronies are not investigating enough.



First this guy owned a house in Rotterdam, it was foreclosed upon:






Then notice in the Gazette article, it says they currently live on Crane St.  Here is an excerpt of the deed when they purchased the apartment building they own and live in on Crane St, again, in Rotterdam (and notice at the top of the image it has handwritten 1759 State St - that is the location of that La Mexicana referenced in the Gazette story that the guy owns:





And here, you see, in this image from official records, for those who don't know how to read a deed, here is the plain language.  He bought the place in Rotterdam for $140,000:  





"First time homebuyers"    ROFLMAO.  Such incompetence by the mayor and his crony mortgage people (in addition to his crony realtors0.   So very important to pass along the real FACTS.



FACTS posted on these boards without evidence are LIES

FACTS posted on these boards with the EVIDENCE are the TRUTH!



Optimists close their eyes and pretend problems are non existent.  
Better to have open eyes, see the truths, acknowledge the negatives, and
speak up for the people rather than the politicos and their rich cronies.
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senders
August 23, 2015, 5:05pm Report to Moderator
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but it looks good  


...you are a product of your environment, your environment is a product of your priorities, your priorities are a product of you......

The replacement of morality and conscience with law produces a deadly paradox.


STOP BEING GOOD DEMOCRATS---STOP BEING GOOD REPUBLICANS--START BEING GOOD AMERICANS

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bumblethru
August 23, 2015, 5:49pm Report to Moderator
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that is what i have been telling you mc1.......folks CAN walk a way!!!!
you can still buy a home.
there is life after foreclosure/bankruptcy.

so again....to all the bit@hing and moaning schenectady folks......MOVE OUT!!!!!!!!


When the INSANE are running the ASYLUM
In individuals, insanity is rare; but in groups, parties, nations and epochs, it is the rule. -- Friedrich Nietzsche


“How fortunate for those in power that people never think.”
Adolph Hitler
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mikechristine1
August 27, 2015, 8:40am Report to Moderator
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Quoted from bumblethru
that is what i have been telling you mc1.......folks CAN walk a way!!!!
you can still buy a home.
there is life after foreclosure/bankruptcy.

so again....to all the bit@hing and moaning schenectady folks......MOVE OUT!!!!!!!!




Well, sure, you can buy a house (after a foreclosure) if you can pay cash for it in full without having to apply (and get denied) for credit.  No mortgage on the Crane St property that he bought AND STILL OWNS.

And buying the place in the city, well, obviously the mayor is in such a state of extreme, over-the-top, desperation to get people to buy houses in the city, maybe he is using tax money to pay off the banks to approve what might be otherwise risky mortgages.  

What I don't understand is the mayor has these programs for FIRST TIME homebuyers, then how does someone who is a third time homebuyer get approved as a first time home buyer.  


Optimists close their eyes and pretend problems are non existent.  
Better to have open eyes, see the truths, acknowledge the negatives, and
speak up for the people rather than the politicos and their rich cronies.
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bumblethru
August 27, 2015, 8:49am Report to Moderator
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Quoted from mikechristine1


What I don't understand is the mayor has these programs for FIRST TIME homebuyers, then how does someone who is a third time homebuyer get approved as a first time home buyer.


It happens ALL the time!!!
ALL THE TIME!!!
EVERYWHERE!!!!

Some banks consider someone a first time home buyer is they haven't owned a home in 5 years.
Some....10 years.
Some.....3 years.

depends on the bank.


When the INSANE are running the ASYLUM
In individuals, insanity is rare; but in groups, parties, nations and epochs, it is the rule. -- Friedrich Nietzsche


“How fortunate for those in power that people never think.”
Adolph Hitler
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mikechristine1
August 27, 2015, 10:56am Report to Moderator
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Quoted from bumblethru


It happens ALL the time!!!
ALL THE TIME!!!
EVERYWHERE!!!!

Some banks consider someone a first time home buyer is they haven't owned a home in 5 years.
Some....10 years.
Some.....3 years.

depends on the bank.




What is the city's definition of first time homebuyer to get taxpayer assistance to buy a house.


And is there any bank around that defines a first time homebuyer as one who currently owns a house?


Optimists close their eyes and pretend problems are non existent.  
Better to have open eyes, see the truths, acknowledge the negatives, and
speak up for the people rather than the politicos and their rich cronies.
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bumblethru
August 27, 2015, 11:03am Report to Moderator
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Quoted from mikechristine1




What is the city's definition of first time homebuyer to get taxpayer assistance to buy a house.


And is there any bank around that defines a first time homebuyer as one who currently owns a house?


I just told you...........it depends on the bank.

If you own rental property and don't live there.....the next house you buy that you plan to live in is considered  your first home.

and again.......it depends on the bank.

There are some banks that won't take cash to pay your mortgage too.

it's up to the bank.


When the INSANE are running the ASYLUM
In individuals, insanity is rare; but in groups, parties, nations and epochs, it is the rule. -- Friedrich Nietzsche


“How fortunate for those in power that people never think.”
Adolph Hitler
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mikechristine1
August 27, 2015, 11:45am Report to Moderator
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Quoted from bumblethru


I just told you...........it depends on the bank.

If you own rental property and don't live there.....the next house you buy that you plan to live in is considered  your first home.

and again.......it depends on the bank.

There are some banks that won't take cash to pay your mortgage too.

it's up to the bank.




He lives in the house that he owns on Crane St.


More ripping off of the taxpayers


Optimists close their eyes and pretend problems are non existent.  
Better to have open eyes, see the truths, acknowledge the negatives, and
speak up for the people rather than the politicos and their rich cronies.
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Libertarian4life
August 27, 2015, 12:47pm Report to Moderator

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Quoted from bumblethru


I just told you...........it depends on the bank.

If you own rental property and don't live there.....the next house you buy that you plan to live in is considered  your first home.

and again.......it depends on the bank.

There are some banks that won't take cash to pay your mortgage too.

it's up to the bank.


It's not the bank's definition, it's a city program for first time home buyers.

The city sets the criteria when people apply.



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sanfordy2
August 31, 2015, 1:08pm Report to Moderator

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Quoted from Libertarian4life


It's not the bank's definition, it's a city program for first time home buyers.

The city sets the criteria when people apply.





family&friends club rules apply?  
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bumblethru
August 31, 2015, 2:25pm Report to Moderator
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wonder how many ROTTENdam folks, who own a few properties....get a star exemption on all of them.

it's the nationally corrupt system that we live in and have for decades.

we are talking nickels and dimes at the local level, as compared to the millions/billions of tax dollars going to the corporate friends and family club on a national level.

don't forget to vote!!!
ain't nothin' gonna change folks!!!
it will only get worse!!


When the INSANE are running the ASYLUM
In individuals, insanity is rare; but in groups, parties, nations and epochs, it is the rule. -- Friedrich Nietzsche


“How fortunate for those in power that people never think.”
Adolph Hitler
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RPEGCL
September 1, 2015, 11:32am Report to Moderator

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I own multiple homes in Rottendam and was only allowed the exemption on one property, but I am of course not part of the friends and family club.
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mikechristine1
September 1, 2015, 6:01pm Report to Moderator
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Quoted from bumblethru
wonder how many ROTTENdam folks, who own a few properties....get a star exemption on all of them.




Jot down the names of those you suspect, then go look it up on the town's website.  Save the images and post them here.



And in the city of Schenectady, remember a certain city couple who double dipped on the STAR exemption?

Remember a certain city couple who faithfully pays their taxes on time in the house they own in Sawyer Frederick's town?

Remember Queen Leesa looking to get legislation to get tax penalties reduced?  (We know who Queenie was trying to take care of)


I don't think I have to include the name and address of the couple in question, but we all know they belong to the city's friends and family club.


Schenectady City/County taxes for calendar year 2014:





Schenectady school dist taxes for calendar year 2014-2015:






Schenectady City/County taxes for calendar year 2015:









Optimists close their eyes and pretend problems are non existent.  
Better to have open eyes, see the truths, acknowledge the negatives, and
speak up for the people rather than the politicos and their rich cronies.
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