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3% INCREASE IN CITY TAXES
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mikechristine1
October 1, 2014, 2:29pm Report to Moderator
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Proposed by the mayor.  Of course, what does that figure out to be after the math is done tossing all the high assessed downtown properties owned by millionaires into the mix?

Gee, 3% increase in city taxes proposed by the DEMS

2% increase in county taxes proposed by the DEMS.



Actually, the FACT is that the democrats actually INCREASE taxes each and every year.

From 2011

DEMOCRATS ACTUALLY LOWER TAXES




But can't provide one teeny weeny shred of evidence.



Optimists close their eyes and pretend problems are non existent.  
Better to have open eyes, see the truths, acknowledge the negatives, and
speak up for the people rather than the politicos and their rich cronies.
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bumblethru
October 1, 2014, 2:31pm Report to Moderator
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SO EITHER MOVE OUT OR DON'T PAY THEM!!
dimwits!

AND THE REPS WILL BE DOING THE SAME EXACT THING!!!!!!!!!!!!!


When the INSANE are running the ASYLUM
In individuals, insanity is rare; but in groups, parties, nations and epochs, it is the rule. -- Friedrich Nietzsche


“How fortunate for those in power that people never think.”
Adolph Hitler
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mikechristine1
October 1, 2014, 2:33pm Report to Moderator
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Quoted from bumblethru
SO EITHER MOVE OUT OR DON'T PAY THEM!!
dimwits!

AND THE REPS WILL BE DOING THE SAME EXACT THING!!!!!!!!!!!!!





1.  How do you move if you list your house and it doesn't sell?

2.  How do you avoid paying taxes when the bank mandates you escrow your taxes?


Optimists close their eyes and pretend problems are non existent.  
Better to have open eyes, see the truths, acknowledge the negatives, and
speak up for the people rather than the politicos and their rich cronies.
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Alva White
October 1, 2014, 5:00pm Report to Moderator
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Quoted from mikechristine1





1.  How do you move if you list your house and it doesn't sell?

2.  How do you avoid paying taxes when the bank mandates you escrow your taxes?


Quoted from CICERO


Don't pay your mortgage, file bankruptcy and move out of the city and rent.  The bank needs you more than you need the bank.  


"I saw the best minds of my generation destroyed by madness, starving
               hysterical naked,
dragging themselves through the negro streets at dawn looking for
               an angry fix,"


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mikechristine1
October 1, 2014, 6:31pm Report to Moderator
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OK, don't pay the mortgage or taxes, and possibly file bankruptcy.

Go rent?   How?   Most landlords today require credit checks.   Your credit is shot, how do you get an apartment?

Now, answer this, there are times when people need to seek a new job, perhaps due to a legitimate budget cut layoff at your existing one.   Many employers run credit checks on you to determine how responsible an employee you might be (I don't necessarily agree with this), so tell us how you get hired when a prospective employer turns you down due to bad credit?

When your car bites the dust, how do you buy another one in order to drive to your job (that might not be on a bus line, or is on a bus line but buses do not serve your area or the area of your employer at odd hours (e.g, no CDTA buses go by Ellis after 9 pm, heck not after about 4 pm on weekends)   Suppose you work as a nurse at St Mary's Hospital in Amsterdam, how do you get back and forth to work if your credit is shot and you can't buy a car?  

In fact, auto insurance companies also deny insurance to people with bad credit.  Again, not that I agree with it, but it's what many insurance companies do these days.  Sometimes agents will notify the insured that they are no longer going to service X insurance company so you'll have to change.  But for whatever reason, you need to get a new auto insurance company (in order to insure your car so you can drive to your job), tell us how you get insured if your credit is shot?

How about your child is going to college, and when the tuition assistance applications are done, there is the "expected family contribution" and as a parent you have to apply for a loan to cover your contribution to tuition, what happens if your credit is bad and you can't get approved?

Maybe you are not lucky as the high paid government workers to have lavish health insurance.   Suppose you have  $10,000 annual deductible and your child needs some kind of surgery that you need to come up with the $10,000, how do you get a loan for it to pay for the surgery when your credit is shot?


Optimists close their eyes and pretend problems are non existent.  
Better to have open eyes, see the truths, acknowledge the negatives, and
speak up for the people rather than the politicos and their rich cronies.
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CICERO
October 1, 2014, 6:37pm Report to Moderator

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The fact you listed all the things you need credit(paid back with interest) to survive should be an awakening as to how much you and most Americans really can't afford.  And why do you vote?  Who has more control over your life?  Your good standing with bankers and you ability to pay them back WITH INTEREST is all that counts.  Why did the federal government bailout the banks?  Welcome to your introduction to fascism.


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Patches
October 1, 2014, 6:38pm Report to Moderator
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everyone is between a rock and a hard place.........government wins....we will all be in debtor's prison....except those corrupt politicians
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CICERO
October 1, 2014, 6:41pm Report to Moderator

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Quoted from Patches




everyone is between a rock and a hard place.........government wins....we will all be in debtor's prison....except those corrupt politicians


Yer starting to get it!  You either have to move the rock or the hard place - or both.


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mikechristine1
October 1, 2014, 7:36pm Report to Moderator
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Quoted from CICERO
The fact you listed all the things you need credit(paid back with interest) to survive should be an awakening as to how much you and most Americans really can't afford.  And why do you vote?  Who has more control over your life?  Your good standing with bankers and you ability to pay them back WITH INTEREST is all that counts.  Why did the federal government bailout the banks?  Welcome to your introduction to fascism.



But a bank needs to charge interest, or how can it continue to exist?  I'm probably being too simple in this question.

Suppose you own a bank.  You have to pay for the building, the National Grid, the phones, the computers, the employees, the insurances (health, workers comp, unemployment, FICA, liability.

How do you pay for all those expenses if you do not charge interest?

You give me $10,000 and over X amount of time I pay you back, but no interest so at the end of X years, I pay you back what you gave me and not a penny more.   From where do you get the income to pay your expenses?   Does it grow on a oney tree?   It's the interest customers pay to you that provides you the income to pay for all these expenses.

It works in the reverse too, when we invest money we hope to get a return on it.  If we put $1,000 in our 401K today then do we expect that it is still only $1,000 in 30 to 40 years from now when we start withdrawing on it?  

Would it be better to forget the banks and just keep our savings under the mattress and then 20 years from now when we have a medical bill to pay we will hope the cash is still sitting there, that no one took it?   But it will not have earned interest, it will be worth the same in 20 years as the day you put it under there.


Optimists close their eyes and pretend problems are non existent.  
Better to have open eyes, see the truths, acknowledge the negatives, and
speak up for the people rather than the politicos and their rich cronies.
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mikechristine1
October 1, 2014, 7:37pm Report to Moderator
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Quoted from Patches




....except those corrupt politicians




and their cronies--those cronies who we pay their taxes and then some become tax deadbeats



Optimists close their eyes and pretend problems are non existent.  
Better to have open eyes, see the truths, acknowledge the negatives, and
speak up for the people rather than the politicos and their rich cronies.
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firefox
October 1, 2014, 9:41pm Report to Moderator
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Stratton & McCarthy tenure as Mayor resulted in tax increases for the past 12 years! Why do you people continue to vote for these corrupt politicians.  McCarthy collects a pension and a salary as Mayor he can afford a 3% tax increase. City property owners can't afford the 3% tax increase. McCarthy is running around open houses fooling people to buy a house in Schenectady and he keeps raising taxes every year. Classic bait and switch McCarthy is a fraudster! Dont buy a house In Schenectady!
Vote McCarthy a $$ out of office!  McCarthy only cares about his rich developer tax exempt  friends. He screws property owners.
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Parent
October 2, 2014, 3:33am Report to Moderator
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Quoted from CICERO
The fact you listed all the things you need credit(paid back with interest) to survive should be an awakening as to how much you and most Americans really can't afford.  And why do you vote?  Who has more control over your life?  Your good standing with bankers and you ability to pay them back WITH INTEREST is all that counts.  Why did the federal government bailout the banks?  Welcome to your introduction to fascism.


It shows how completely overpriced everything is. Even a used car can be a year's salary. Why do people even agree to pay these prices?
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CICERO
October 2, 2014, 6:18am Report to Moderator

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Quoted from Parent


It shows how completely overpriced everything is. Even a used car can be a year's salary. Why do people even agree to pay these prices?


Everything is overpriced because retailers know Americans are convinced to finance everything they can't afford.  Americans must have what they want NOW.  If a large percentage of people refused to finance and only paid what they had money for, prices would either fall or production would slow to meet the reduced demand.  


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firefox
October 2, 2014, 6:48am Report to Moderator
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http://www.timesunion.com/local/article/Schenectady-mayor-proposes-3-tax-hike-5795187.php

Schenectady

Property taxes would rise by 3 percent next year for city homeowners under Mayor Gary McCarthy's proposed budget that calls for $1 million boost to the understaffed police department while staying under the state tax cap.

The 2015 spending plan, which McCarthy presented Wednesday to the City Council, increases spending by $2.9 million to $82.3 million.

For a home assessed at $100,000, the proposed property tax hike translates to an increase of $40 per year to the municipal portion of the tax bill, an amount residents could get back next year if they qualify for a state rebate program for municipalities that stayed within the tax cap.

The tax levy, or amount to be raised by taxes next year, is $32.3 million.

The budget relies on about $300,000 in fund balance, roughly about the same that was appropriated for the current budget year, according to the finance commissioner.

Roughly a third of the $1 million McCarthy wants to give the police department next year is for anticipated overtime.

"That's a big number, but it adequately, and what I believe, fairly reflects the actual costs that have occurred in past years and what we'll do going forward in 2015," he said, touting the "steady and consistent drop" in violent and property crimes that he in part attributed to the department's data-driven crime mapping strategy.

Other big ticket items include retirement and employee benefit costs that have risen by $634,000 and $200,000, respectively.

Health care costs went down as did the costs associated with operating the fire department and general services, including garbage pickup.

The city has earmarked $200,000 for future court space to accommodate a fourth City Court judge plus an additional $90,000 to make the building handicap accessible and for other improvements.

A site must still be chosen for the judge who will be elected next month and take the bench in January.

The mayor bemoaned the challenges the city continues to have in both collecting taxes for all its homeowners and acquiring dilapidated properties and getting them back on the tax rolls.

McCarthy said the budget assumes the city will reap $700,000 from the sale of foreclosed properties even though 550 properties are currently in "limbo" because of a lingering dispute with a company that Schenectady once worked with for buying delinquent municipal properties.

"That's an ongoing problem we're looking to negotiating with them and looking to resolve with them," he said. "We're in the real estate business whether we like it or not."

Afterward, Independent Councilman Vince Riggi said he hoped to bring down the proposed tax hike significantly.

"These are tough times. The mayor presented the budget. Now it's up to us as a City Council to see what we can pare it down," said Riggi.

He and his colleagues will begin that process in earnest Thursday with the first of what will be at least eight budget reviewing sessions.

A public hearing is scheduled for Oct. 14. The budget's adoption deadline is Nov. 1.

pnelson@timesunion.com • 518-454-5347 • @apaulnelson
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bumblethru
October 2, 2014, 6:57am Report to Moderator
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Like I said....stupid taxes....stupid taxpayers!

Funny ain't it how the 40+ folks aren't willing to 'sacrifice' today for their children (the next generation).
Everything is about ME and screw the next generation.
Where is the sacrifice????
Don't pay taxes.
Screw them all and pave a way for the next generation.
It's all learned behavior!!
All these folks do is b**ch and won't sacrifice a damn thing cause it's all about ME!!!

....so the next generation will just b**ch too!

come on folks!!!


When the INSANE are running the ASYLUM
In individuals, insanity is rare; but in groups, parties, nations and epochs, it is the rule. -- Friedrich Nietzsche


“How fortunate for those in power that people never think.”
Adolph Hitler
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